According to Bloomberg, Apple is developing the Apple Pay Later service, which will allow you to buy any goods in installments using Apple Pay.
The name is not final, the service is under development, and a lot may change before its launch.
The company hopes to increase the popularity of Apple Pay and abandon credit cards. It is not known whether Apple Pay Later will work in Russia.
How will it work?
When paying with Apple Pay, you can choose how you want to pay: in full, in four interest-free payments every two weeks, or over several months, but with interest.
Apple will partner with Goldman Sachs to provide installments and act as a lender. Moreover, an Apple Card is not required.